Still waiting the word

Still waiting on the final word from the CPA. We dropped the paperwork off on Monday and just waiting for the final word. Billy's step dad who does all the paperwork, taxes, etc. called and checked today and everything is good so far. Rick is really good at all the paperwork and he is confident that they have everything they need and if they don't he can provide it for them. Everything is on the computer or filed somewhere, so hopefully we will get some news tomorrow or Friday. Once they get the write off from the CPA our loan gets sent to the underwriter and finalized. We pre sign on this house tomorrow since my agent is out of town Monday for the final closing, so it would be awesome if we could get the word from the CPA tomorrow.
Very hot her in the Lou and it is supposed to be the hottest day of the week Saturday when we are moving. Figures. Ma Ma Nancy is watching Lucas for the day so we can get moved and settled quickly. Lucas is going to daycare tomorrow morning for a trial run before his first day Tuesday. While he is there I am going to clean the apartment and get the kitchen stuff unpacked. Hoping that he is a good boy, I will report back on that tomorrow.

Still waiting

We are still waiting on our loan to finalize. We now have to have the business audited by a CPA to basically show that the business can afford to pay Billy the salary he does. So we are hoping to get all the info to the CPA Monday morning so she can begin. Once they get that they send it in to the final underwriters and we can start getting this thing wrapped up. I feel so worn down by all of this, we basically have been dealing with a shady mortgage broker for the last two months. They have been lying to us and have basically lost all our paper work. My agent thinks that they never sent in our initial paperwork back in May and have been lying to us and trying to cover their behinds for the last three week. They gave us loan approval back in April and they have been lying to us about everything so far. I am sending them into the BB and turning then in to the mortgage lending assoc. This has been a living Hell and I don't want anybody to have to go thru this again. We are dealing with my agents guy and he is the VP of the mortgage company, so we hope that we can get this done more quickly. The original loan officer called this am in tears and apologized to Billy and he pretty much let her have it and my agent did also. I feel so cheated by these people that I have become so numb to this whole thing. I don't even care about it anymore and I am just going through the motions. Whatever happens we will have a roof over our heads and money in the bank and a job to go to, so I am thankful for that. On a positive note, the new house is coming along. The foundation walls are up and they have back filled everything. They should start framing next week sometime. We went out there last night and we visited with our neighbors across the street. They are so nice and she is the principle for the grade school. I think we will get along awesome and I am happy about that. There are also two boys 4 and 2 and one on way next door, so Lucas will have lots of playmates. It will be a great neighborhood for Lucas to grow up in and once I get that loan commitment in my hand I can breath and know that that dream will be coming true. Keep on keeping those fingers crossed.

Let the packing begin

Today we start packing up the POD. We are packing up everything that we are not taking to the apartment. The apartment living will be the bare minimum, beds, kitchen stuff, clothes..etc... A couple of friends are coming over to help move some of the big furniture. The only piece I am worrying about is the sectional in the basement. That thing was a bear to get down the stairs and I am not sure how it is going to work out for us getting it back up. I am packing up the rest of the kitchen and am going to start taking some loads out to the apartment this weekend and next week. We pre sign our closing papers on Thursday and we have to be completely out by five on the 29th. We switched mortgage brokers and are working with a new one and am hoping to close this loan for the new house TODAY. They have all the things they need from Billy's business and I just hope they get this finalized. Everything is approved they just need all the documentation that his business is profitable and that his income is legit and that it can afford to pay him his income. They are are really strict and cover all the bases now since this mortgage crisis started. All our paperwork is good, so lets hope they give us the word. It is really up to the underwriters and they make the final call. The other people kept giving us the run around and basically were not doing their job and my agent let them have it. We dealt with them for over a month and got nowhere, we have been dealing with this new guy for two days and we are almost done.

Had a fun couple of nights this week. Thursday met bff Nickie(Billy's uncles wife) and watched Billy's uncles band play. They are amazing, do all the new country and sound awesome. They had a mechanical bull and I RODE it, now for long, like two seconds. It is way harder then you would think. Had MNO out at Mary's house(from SS) and we had a porch party. We basically ate, drank wine and talked, all while sitting on her porch. I am tired, but we are going to SS this am and then help the movers. Going to be hot, so maybe some pool time. Off we go!

Pics from my birthday weekend

Billy and I having dinner and to much wine....we had so much fun.

Lucas enjoying some snacks at Bar Louie with mommy and daddy and their friends. He feel down face first on the patio, note the big red spot on his forehead, a little licorice and he is all better.

Much later at Bar Louie with my two party girls...they are so much fun, but I am not conditioned for drinking any more. It was fun and worth the hangover:)

Its been a week already!

I have been M.I.A for the past week, just wrapping up this loan crap and getting ready for moving day. I started packing yesterday, starting with closets and decor stuff. Billy and I are making some homemade pizzas and two of my girlfriends are coming over to help me pack for a bit. I should get a big chunk of it done. We still have two weeks so trying to stay ahead of the game. I enrolled Lucas in daycare today so his first day is the 30th of June, but we are going to take him in for a couple trial days a week ahead. He went right into his class today and made himself at home with the toys and was being silly for everyone with his fake laugh he does. I really think he will enjoy it once he gets used to it. We also got to pick up our keys to the apt and we can start moving stuff in now, so gradually taking loads out will help. The new house is moving along, the foundation walls are poured and they are staying on track even with all the rain.
On the Lucas front, he is feisty as ever and has been a little crabby for the past few days. I think his think he is working on his bottom molars, he is wanting to bite everything..including mommy. He has a heck of a temper (I wonder were that comes from) and gets frustrated very easily. He is all boy and has the bumps and bruises to prove it. He is now sporting three bruises on his forehead and two skinned up knees. He is non stop and very busy, never wanting to slow down. He is still a daddy's boy and could really care less about me when Billy is around.
I am going to post some pics to catch up, thou I have been bad about taking pics of my boy the past few weeks. I have been very stressed out with this loan deal, but everything worked out like it always does...I just wish that I could tell myself that when I worry myself sick!

inspections....DONE

Finally, I am through with all the inspections and re inspections for the sale of our house. What a relief, now I just have to start packing! I had a wonderful birthday yesterday, the spa was fabulous and I had a wonderful happy hour with my girls. I stayed out and drank to many beers and I felt it this morning. Lucas gave mommy the wonderful gift of sleeping until eight thirty, which was great considering that my head was POUNDING! I had a great time and am so lucky to have such great friends. They even had the band sing me happy birthday, you guys rock. My mom is coming in this afternoon and spending the weekend. We are extending the bday celebration thru the weekend. Going out to dinner tonight and then Billy and I get a night out tomorrow. Looking forward to a fun weekend and then the work starts Monday, packing and getting ready for the move. It is a beautiful day here and we are going to go outside and play as soon as buster wakes up from his nap. Here are some pics from last night. ...maybe not, having problems downloading. I will post some later...

Belly buttons

Lucas is obsessed with belly buttons and loves to lift up people shirts and check them out. He really digs Billy's because he has an outie. It is so funny because every time he lifts his shirt he says "Ohhhh". He also thinks it is funny to poke at your belly button really hard, he has such a little mean streak sometimes. He has been having a fun week with his grandma, swimming in her pool and playing with his cousins. We have a busy week just getting the rest of the inspections on the house and getting ready to close at the end of the month. Still waiting back on the final word on our new loan, but thinks are looking better everyday...I have surprised myself and have been very positive and haven't worried myself sick on a daily basis. Thursday is my bday and I am going to the spa for the day, using my gift certificate Billy got me for xmas. Then we are meeting some friends for happy hour. My mom is coming in to watch Lucas this weekend, so Billy and I can go out one night. We may get a hotel room or something, we shall see.
I haven't taken many pics of little guy, but I will try to get some pics up this week. He is growing like a weed and is the funniest little man ever. He loves the park, being outside and LOVES his daddy!